/* =========================================================
   BAIDÓN INSURANCE — Modern, premium, fintech-style design
   Palette: deep navy + teal accent, generous whitespace.
   ========================================================= */

:root{
  /* Brand */
  --navy-900:#0A1A2F;
  --navy-800:#0F2647;
  --navy-700:#163364;
  --navy-600:#1E4485;
  --navy-100:#E6ECF5;
  --navy-50: #F2F5FA;

  --teal-700:#0E867A;
  --teal-600:#14A395;
  --teal-500:#19B8A6;
  --teal-100:#D6F4EF;

  --accent: #E0B65A;          /* warm subtle accent */

  /* Neutrals */
  --ink-900:#0B1220;
  --ink-700:#2A3447;
  --ink-500:#5A6679;
  --ink-400:#7C8699;
  --line:   #E5E8EE;
  --line-2: #EEF1F5;
  --bg:     #FFFFFF;
  --bg-soft:#F7F9FC;

  /* Surface */
  --radius-sm: 10px;
  --radius:    14px;
  --radius-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(11,18,32,.06), 0 1px 1px rgba(11,18,32,.03);
  --shadow:    0 8px 24px -12px rgba(11,18,32,.18), 0 2px 4px rgba(11,18,32,.04);
  --shadow-lg: 0 30px 60px -30px rgba(11,18,32,.30);

  /* Type */
  --font-sans: "Outfit", "Manrope", "Inter", system-ui, -apple-system, sans-serif;

  /* Layout */
  --container: 1200px;
  --nav-h: 72px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--font-sans);
  color:var(--ink-900);background:var(--bg);
  line-height:1.6;font-weight:400;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none;transition:color .2s ease}
a:hover{color:var(--teal-600)}
button{font-family:inherit;cursor:pointer;border:0;background:none;color:inherit}
::selection{background:var(--teal-100);color:var(--navy-900)}

.container{
  width:100%;max-width:var(--container);
  margin:0 auto;padding:0 24px;
}

/* ---------- Typography ---------- */
h1,h2,h3,h4{font-family:var(--font-sans);color:var(--navy-900);letter-spacing:-0.02em;line-height:1.15;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(2rem,4.2vw,3.6rem);letter-spacing:-0.03em}
h2{font-size:clamp(1.6rem,2.8vw,2.4rem)}
h3{font-size:1.25rem;font-weight:600}
h4{font-size:1rem;font-weight:600;letter-spacing:-0.005em}
p{margin:0 0 1em;color:var(--ink-700)}
.eyebrow{
  display:inline-flex;align-items:center;gap:.5rem;
  font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
  color:var(--teal-700);background:var(--teal-100);
  padding:.5rem .85rem;border-radius:999px;
}
.lead{font-size:1.125rem;color:var(--ink-500);max-width:60ch}
.section-head{max-width:760px;margin:0 auto 56px;text-align:center}
.section-head .eyebrow{margin-bottom:14px}
.text-center{text-align:center}
.muted{color:var(--ink-500)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  padding:.95rem 1.5rem;border-radius:999px;font-weight:600;font-size:.98rem;
  transition: transform .15s ease, background-color .2s ease, color .2s ease, box-shadow .2s ease;
  white-space:nowrap;line-height:1;
}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn-sm{padding:.65rem 1.1rem;font-size:.9rem}
.btn-block{display:flex;width:100%}
.btn-primary{background:var(--navy-900);color:#fff;box-shadow:0 8px 20px -10px rgba(10,26,47,.6)}
.btn-primary:hover{background:var(--navy-700);color:#fff}
.btn-accent{background:var(--teal-600);color:#fff;box-shadow:0 8px 20px -10px rgba(20,163,149,.6)}
.btn-accent:hover{background:var(--teal-700);color:#fff}
.btn-ghost{background:transparent;color:var(--navy-900);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--navy-900);color:var(--navy-900)}
.btn-light{background:#fff;color:var(--navy-900)}
.btn-light:hover{background:var(--navy-50);color:var(--navy-900)}
.btn .arrow{transition:transform .2s ease}
.btn:hover .arrow{transform:translateX(3px)}

/* ---------- Navbar ---------- */
.navbar{
  position:sticky;top:0;left:0;right:0;z-index:50;
  background:rgba(255,255,255,.78);
  backdrop-filter:saturate(160%) blur(14px);
  -webkit-backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid transparent;
  transition: background-color .25s ease, border-color .25s ease, box-shadow .25s ease;
}
.navbar.is-scrolled{background:rgba(255,255,255,.92);border-color:var(--line);box-shadow:0 1px 0 var(--line-2)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:18px}
.brand{display:inline-flex;align-items:center;min-width: 220px;gap:.6rem;color:var(--navy-900)}
.brand:hover{color:var(--navy-900)}
.brand-mark{
  display:grid;place-items:center;width:38px;height:38px;border-radius:11px;
  background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;
}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{width:250px; font-weight:700;font-size:1.05rem;letter-spacing:-0.02em}
.brand-sub{font-size:.68rem;color:var(--ink-500);letter-spacing:.04em;margin-top:3px}
.nav-links{margin-left:50px;display:flex;gap:6px;align-items:center}
.nav-link{
  padding:.55rem .85rem;border-radius:8px;color:var(--ink-700);font-weight:500;font-size:.92rem;
  transition:background-color .15s ease,color .15s ease;
  white-space:nowrap;
}
.nav-link:hover{background:var(--navy-50);color:var(--navy-900)}
.nav-link.is-active{color:var(--navy-900);background:var(--navy-50)}
.nav-actions{display:flex;align-items:center;gap:10px}
.lang-switch{
  display:inline-flex;align-items:center;justify-content:center;
  width:42px;height:36px;border-radius:8px;border:1px solid var(--line);
  font-weight:600;font-size:.78rem;letter-spacing:.06em;color:var(--ink-700);
  transition:border-color .2s ease,color .2s ease,background-color .2s ease;
}
.lang-switch:hover{border-color:var(--navy-900);color:var(--navy-900);background:var(--navy-50)}
.nav-toggle{display:none;width:42px;height:36px;border-radius:8px;border:1px solid var(--line);align-items:center;justify-content:center;flex-direction:column;gap:4px}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--navy-900);border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.nav-toggle.is-open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav-toggle.is-open span:nth-child(2){opacity:0}
.nav-toggle.is-open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.nav-mobile{border-top:1px solid var(--line);background:#fff}
.nav-mobile-inner{display:flex;flex-direction:column;gap:6px;padding:18px 24px 22px}
.nav-mobile-link{padding:.85rem .25rem;border-bottom:1px solid var(--line-2);color:var(--navy-900);font-weight:500}

/* ---------- Hero ---------- */
.hero{
  position:relative;
  padding:88px 0 96px;
  /*background-color: white;*/
  background-image: url("../images/bg_white-01.jpg"); /*FONDO DEL HERO (PAGINA PRINCIPAL)*/
  background-position: center center;
  background-attachment: fixed;
  background-size: cover;
  background-repeat: no-repeat;
  /* background:
    radial-gradient(900px 480px at 90% -10%, rgba(20,163,149,.10), transparent 60%),
    radial-gradient(700px 380px at 8% 110%, rgba(15,38,71,.06), transparent 60%),
    var(--bg); */
  overflow:hidden;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero h1{margin-top:18px}
.hero-sub{font-size:1.15rem;color:var(--ink-500);max-width:56ch;margin-bottom:34px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:46px}
.hero-trust{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-top:1px solid var(--line);padding-top:28px}
.trust-item .num{display:block;font-size:1.4rem;font-weight:700;color:var(--navy-900);letter-spacing:-0.02em}
.trust-item .lbl{display:block;font-size:.82rem;color:var(--ink-500);margin-top:4px}

/* Hero visual */
.hero-visual{
    position:relative;aspect-ratio:5/6;border-radius:var(--radius-lg);overflow:hidden;background:linear-gradient(135deg,var(--navy-800),var(--navy-900));box-shadow:var(--shadow-lg)}
.hero-visual::before{
  content:"";position:absolute;inset:0;
  /* background:
    radial-gradient(380px 280px at 80% 20%, rgba(20,163,149,.35), transparent 60%),
    radial-gradient(420px 320px at 15% 90%, rgba(255,255,255,.06), transparent 60%); */
}
.hero-visual::after{
  content:"";position:absolute;inset:0;
  /* background-image:
    linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size:38px 38px;
  mask-image:radial-gradient(80% 80% at 50% 50%, #000 30%, transparent 80%); */
  /*background-image: url("../images/car-roadtrip-02.png"); IMAGEN DEL HERO (PAGINA PRINCIPAL)*/
  background-image: url("../images/auto-insurance-roadtrip.jpg"); /*IMAGEN DEL HERO (PAGINA PRINCIPAL)*/
  background-size: cover;
  background-position:center center;
  background-repeat: no-repeat;
  /* background-attachment:fixed; */
}
.hero-card{
  position:absolute;left:24px;right:24px;bottom:24px;
  background:rgba(255,255,255,.95);
  backdrop-filter:blur(8px);
  border-radius:var(--radius);
  padding:18px 20px;
  box-shadow:0 20px 40px -20px rgba(0,0,0,.4);
  display:flex;align-items:center;gap:14px;
  z-index: 10;
  
}
.hero-card .ico{width:42px;height:42px;border-radius:10px;background:var(--teal-100);color:var(--teal-700);display:grid;place-items:center}
.hero-card .t{font-weight:600;color:var(--navy-900);font-size:.95rem}
.hero-card .s{font-size:.82rem;color:var(--ink-500);margin-top:2px}
.hero-badges{position:absolute;top:24px;left:24px;display:flex;flex-direction:column;gap:10px;z-index: 10;}
.hero-badge{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);color:#fff;border-radius:999px;padding:.45rem .8rem;font-size:.78rem;font-weight:500;backdrop-filter:blur(8px)}

/* ---------- Sections ---------- */
section{padding:96px 0}
.section-soft{background:var(--bg-soft)}
.section-dark{background:var(--navy-900);color:#fff}
.section-dark h1,.section-dark h2,.section-dark h3{color:#fff}
.section-dark p{color:rgba(255,255,255,.78)}
.section-dark .eyebrow{background:rgba(20,163,149,.18);color:#A8EDE3}

/* ---------- Card grid (generic) ---------- */
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--line)}
.card-ico{
  width:48px;height:48px;border-radius:12px;display:grid;place-items:center;
  background:var(--teal-100);color:var(--teal-700);margin-bottom:18px;
}
.card-ico-navy{background:var(--navy-50);color:var(--navy-700)}
.card h3{margin-bottom:.4em}
.card p{margin-bottom:0;color:var(--ink-500);font-size:.96rem}

.card-link{
  display:inline-flex;align-items:center;gap:.4rem;margin-top:18px;
  font-weight:600;color:var(--teal-700);font-size:.92rem;
}
.card-link:hover{color:var(--teal-700);gap:.6rem}

/* Product cards (large) */
.product-card{
  position:relative;display:flex;flex-direction:column;
  padding:36px 32px;border-radius:var(--radius-lg);
  background:#fff;border:1px solid var(--line);overflow:hidden;
  transition:transform .3s ease,border-color .3s ease,box-shadow .3s ease;
}
.product-card:hover{transform:translateY(-4px);border-color:transparent;box-shadow:var(--shadow-lg)}
.product-card .pico{
  width:52px;height:52px;border-radius:14px;display:grid;place-items:center;
  background:var(--navy-900);color:#fff;margin-bottom:22px;
}
.product-card h3{font-size:1.35rem}
.product-card p{flex:1}
.product-card .card-link{margin-top:24px}

/* ---------- How it works (steps) ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;position:relative}
.step{position:relative;padding:32px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step .num{
  width:36px;height:36px;border-radius:10px;display:grid;place-items:center;
  background:var(--navy-900);color:#fff;font-weight:700;margin-bottom:18px;font-size:.95rem;
}
.step h3{margin-bottom:.3em}

/* ---------- Testimonials ---------- */
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testimonial{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;
  display:flex;flex-direction:column;gap:20px;
}
.testimonial .stars{color:var(--accent);letter-spacing:2px;font-size:1rem}
.testimonial blockquote{margin:0;color:var(--ink-900);font-weight:500;font-size:1rem;line-height:1.55}
.testimonial cite{font-style:normal;color:var(--ink-500);font-size:.88rem}

/* ---------- CTA band ---------- */
.cta-band{
  background:linear-gradient(135deg,var(--navy-900),var(--navy-700));
  border-radius:var(--radius-lg);padding:64px 56px;color:#fff;
  display:flex;justify-content:space-between;align-items:center;gap:32px;
  position:relative;overflow:hidden;
}
.cta-band::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(420px 280px at 90% 110%, rgba(20,163,149,.25), transparent 60%);
}
.cta-band h2{color:#fff;margin-bottom:.4em}
.cta-band p{color:rgba(255,255,255,.78);margin:0;max-width:46ch}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap;position:relative;z-index:1}
.cta-text{position:relative;z-index:1}

/* ---------- Page hero (smaller, secondary pages) ---------- */
.page-hero{
  padding:80px 0 56px;
  background:
    radial-gradient(600px 320px at 90% -10%, rgba(20,163,149,.10), transparent 60%),
    var(--bg);
  border-bottom:1px solid var(--line-2);
  text-align:center;
}
.page-hero h1{margin-top:14px}
.page-hero .lead{margin:0 auto}

/* ---------- FAQ accordion ---------- */
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq-item{
  border:1px solid var(--line);border-radius:var(--radius);background:#fff;
  transition:border-color .2s ease, box-shadow .2s ease;
}
.faq-item:hover{border-color:#D9DEE7}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;
  padding:22px 24px;text-align:left;font-weight:600;font-size:1.02rem;color:var(--navy-900);
}
.faq-icon{transition:transform .25s ease;color:var(--ink-500);flex:0 0 auto}
.faq-item.is-open .faq-icon{transform:rotate(180deg);color:var(--teal-700)}
.faq-item.is-open{border-color:var(--teal-500);box-shadow:0 6px 24px -16px rgba(20,163,149,.4)}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .35s ease, padding .25s ease;
}
.faq-item.is-open .faq-a{max-height:400px;padding:0 24px 22px}
.faq-a p{margin:0;color:var(--ink-500)}

/* ---------- Forms ---------- */
.form{display:grid;gap:18px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form-field{display:flex;flex-direction:column;gap:6px}
.form-field label{font-size:.85rem;font-weight:600;color:var(--navy-900)}
.form-field input,
.form-field select,
.form-field textarea{
  width:100%;border:1px solid var(--line);border-radius:10px;padding:.9rem 1rem;
  background:#fff;color:var(--ink-900);font-family:inherit;font-size:.98rem;
  transition:border-color .2s ease, box-shadow .2s ease;
}
.form-field textarea{resize:vertical;min-height:130px}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus{outline:0;border-color:var(--teal-500);box-shadow:0 0 0 4px rgba(20,163,149,.15)}
.form-error{color:#C53030;font-size:.82rem;margin-top:2px;min-height:1em}
.form-success{margin-top:6px;padding:14px 16px;border-radius:10px;background:var(--teal-100);color:var(--teal-700);font-weight:600;font-size:.94rem}

/* ---------- Contact layout ---------- */
.contact-grid{display:grid;grid-template-columns:1.2fr .9fr;gap:48px;align-items:start}
.contact-info{background:var(--navy-900);color:#fff;border-radius:var(--radius-lg);padding:36px}
.contact-info h3{color:#fff}
.contact-info ul{list-style:none;padding:0;margin:24px 0 0;display:flex;flex-direction:column;gap:18px}
.contact-info li{display:flex;gap:14px;align-items:flex-start;color:rgba(255,255,255,.88);font-size:.96rem}
.contact-info li .lbl{display:block;font-size:.78rem;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:.05em;margin-bottom:2px}
.contact-info li a{color:#fff}
.contact-info li a:hover{color:var(--teal-500)}
.contact-info .info-ico{
  width:36px;height:36px;border-radius:10px;background:rgba(255,255,255,.06);
  display:grid;place-items:center;color:var(--teal-500);flex:0 0 auto;
}

/* ---------- Offices ---------- */
.offices{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.office{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:22px;text-align:left;
}
.office .city{font-weight:700;color:var(--navy-900);margin-bottom:4px}
.office .addr{font-size:.88rem;color:var(--ink-500)}

/* ---------- Footer ---------- */
.footer{background:var(--navy-900);color:rgba(255,255,255,.7);padding:80px 0 0;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.4fr;gap:48px;padding-bottom:56px}
.footer-col h4.footer-title{color:#fff;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.footer-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;font-size:.95rem}
.footer-list a{color:rgba(255,255,255,.7)}
.footer-list a:hover{color:#fff}
.footer-list i{color:var(--teal-500);width:18px;margin-right:6px}
.footer-tag{color:rgba(255,255,255,.65);font-size:.95rem;max-width:32ch}
.footer-disclaimer{font-size:.82rem;color:rgba(255,255,255,.55);line-height:1.6;margin:0}
.brand-footer{color:#fff;margin-bottom:18px}
.brand-footer .brand-mark{background:rgba(255,255,255,.08)}
.brand-footer:hover{color:#fff}
.footer-socials{display:flex;gap:10px;margin-top:18px}
.social-link{
  display:grid;place-items:center;width:38px;height:38px;border-radius:10px;
  background:rgba(255,255,255,.06);color:rgba(255,255,255,.8);
  transition:background-color .2s ease,color .2s ease;
}
.social-link:hover{background:var(--teal-600);color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:22px 0}
.footer-bottom-inner{display:flex;justify-content:space-between;align-items:center;gap:18px;font-size:.85rem;color:rgba(255,255,255,.55)}
.footer-bottom-links{display:flex;gap:18px}
.footer-bottom-links a:hover{color:#fff}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease, transform .7s ease}
.reveal.is-visible{opacity:1;transform:none}
.reveal.delay-1{transition-delay:.08s}
.reveal.delay-2{transition-delay:.16s}
.reveal.delay-3{transition-delay:.24s}
.reveal.delay-4{transition-delay:.32s}

/* ---------- Misc helpers ---------- */
.checklist{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:10px}
.checklist li{display:flex;gap:12px;align-items:flex-start;color:var(--ink-700);font-size:.98rem}
.check-ico{
  flex:0 0 auto;width:22px;height:22px;border-radius:50%;background:var(--teal-100);
  color:var(--teal-700);display:grid;place-items:center;margin-top:2px;font-size:.7rem;
}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.split-img{
  aspect-ratio:5/4;border-radius:var(--radius-lg);overflow:hidden;
  background:linear-gradient(135deg,var(--navy-800),var(--navy-900));
  position:relative;
}
.split-img::after{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(380px 280px at 80% 20%, rgba(20,163,149,.32), transparent 60%),
    radial-gradient(420px 320px at 10% 110%, rgba(255,255,255,.05), transparent 60%);
}
.split-img .ico-big{
  position:absolute;inset:auto auto 28px 28px;width:64px;height:64px;border-radius:18px;
  background:rgba(255,255,255,.10);display:grid;place-items:center;color:var(--teal-500);
  border:1px solid rgba(255,255,255,.18);
}